Clever Girl Finance, Expanded & Updated

Clever Girl Finance, Expanded & Updated

Ditch Debt, Save Money and Build Real Wealth

Sokunbi, Bola

John Wiley & Sons Inc

11/2024

352

Mole

9781394266944

15 a 20 dias

Descrição não disponível.
About the Author xi

Also by Bola Sokunbi xiii

Acknowledgments xv

Welcome to the Expanded and Updated Edition of This Book! xvii

You Are in the Right Place xix

How to Use This Book xxi

Introduction xxiii

My Story xxxi

Part I The Start 1

Your What and Your Why 3

Chapter 1 Your Mindset 11

Let Go of Your Money Mistakes 13

Becoming Emotionally Balanced for a Positive Money Mindset 18

Meet Dr. Chavonne Perotte 23

Dream Big: Affirm Yourself to Being Wealthy 27

Shift Your Circle of Influence 32

Meet Latoya Scott 37

Chapter 2 Get Organized 41

Get Your Records In Order 43

Track Your Spending 50

Identify Your Bad Money Habits 55

Meet Christina Mychas 61

Know Your Net Worth 67

Meet Brittney Suttle 70

Define Your Values 73

Set Your Goals 75

Meet Molly Stillman 78

Part II The Plan 81

Chapter 3 Budgeting 83

Budgeting 101: The Basics 85

Setting Up Your Budget Using Categories 87

Budgeting Styles 90

Don't Ignore Your Money Leaks 96

Common Budgeting Challenges and How to Get Out of Your Own Way 100

Rewarding Yourself 102

Meet Esther Bangura 106

Budgeting on an Inconsistent Income 111

Budgeting on a Low Income 113

Budgeting as a Couple 115

The Save Yourself Fund: Your Emergency Savings 121

Sinking Funds to Stay on Track 124

My Story: How I Saved over $100,000 in Three Years 126

Chapter 4 Debt and Loans 131

Let's Talk About Debt Because It Sucks 133

Paying Off Your Debt 139

Student Loans: Facts and Basics 145

Meet Melisa Boutin 146

Where to Start with Your Student Loans 148

Ideas to Pay Off Your Debt Fast 155

Meet Naseema McElroy 160

Cashback and Rewards Credit Cards 162

Meet Monica Louie 164

Chapter 5 Investing 171

Investing 101 173

Meet Adeola Omole 182

Investing for Retirement 185

How to Start Investing 192

Meet Mabel Nunez 197

Part III The Necessary 203

Chapter 6 Credit 205

Credit 101 207

Credit Scores 209

Busting Credit Myths 218

Compromised Information 221

Meet Rosemary A.B. 223

Chapter 7 Protecting Yourself 229

Creating a Backup Plan with the Right Insurance 231

Recession- Proofing Your Finances 239

Meet Ashlee Sang 247

Chapter 8 Making More Money 251

Negotiating to Win 253

Meet Steph May 259

Side Hustles 266

Meet Lucille Roache 271

Chapter 9 Your Self- Care 277

Nuturing Your Self- Care Alongside Your Financial Wellness Because Yes 279

Chapter 10 Key Financial Actions 285

Steps to Keep Your Financial Plans Intact 286

In Closing 291

Appendix 293

Index 297
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Financial independence; financial security; personal finance; personal finance book; personal finance for women; personal finance for millennials; personal finance for millennial women; personal finance for professional women; finance for women