Understanding Disaster Insurance
portes grátis
Understanding Disaster Insurance
New Tools for a More Resilient Future
Kousky, Carolyn
Island Press
10/2022
214
Mole
Inglês
9781642832259
15 a 20 dias
Descrição não disponível.
Table of Contents
Introduction
PART 1: Disasters, their Economic Consequences, and the Role of Insurance
Chapter 1: The Costs of an Increasingly Risky World
-When Risks Materialize
-Securing Financial Resilience
Chapter 2: What is Insurance and What is it Not?
-The Role of Insurance in the Economy
-What Insurance is Not
-The Disaster Insurance Protection Gap
Chapter 3: How Does Insurance Work and Why are Disasters Difficult?
-How Insurance Works
-The Challenges with Insuring Disasters
Chapter 4: Public Disaster Insurance
-Public Sector Disaster Insurance
-Public Reinsurance and Backstops
-Supportive Programming
Chapter 5: Deciding When to Insure
-Understanding Risks
-Biased Thinking
-The Decision to Insure: Beyond Risk Levels
PART 2: The Structure and Operation of Disaster Risk Transfer Markets
Chapter 6: The Structure of Insurance Markets
-State Regulation
-Policy Distribution
-The chain of risk transfer
Chapter 7: The Cost of Disaster Insurance
-Catastrophe Models
-Premium and Incentives for Risk Reduction
-Insurance Affordability
-Market Cycles and Post-Disaster Dynamics
Chapter 8: The Insurance-Linked Securities Market
-Catastrophe Bonds
-The Use of Cat Bonds by the Public Sector
-Are Cat Bonds Always a Good Idea? The Case of Pandemic Bonds
Chapter 9: Will There be a Climate-Induced Insurability Crisis?
-Stress in markets
-Policy response
PART 3: Innovation to Unlock the Potential of Disaster Insurance
Chapter 10. Improving Disaster Recovery with New Business Models and Products
-Challenges with Recovery
-A New Business Model
-Parametric Models to the Rescue
-Expanding Those with Coverage through Community Policies
Chapter 11: Inclusive Insurance
-Microinsurance
-Meso-Level Insurance
-Sovereign Insurance Pools
-Out of Harm's Way
Chapter 12: Insurance to Prevent Disasters
-Building Back Better
Chapter 13: Insurance for a Nature Positive World
-Reflecting the Protection of Nature in Insurance
-Insuring Natural Systems
-Nature Positive Risk Transfer Structures, Underwriting, and Investments
Chapter 14: The Future of Risk Transfer: Final Thoughts
Introduction
PART 1: Disasters, their Economic Consequences, and the Role of Insurance
Chapter 1: The Costs of an Increasingly Risky World
-When Risks Materialize
-Securing Financial Resilience
Chapter 2: What is Insurance and What is it Not?
-The Role of Insurance in the Economy
-What Insurance is Not
-The Disaster Insurance Protection Gap
Chapter 3: How Does Insurance Work and Why are Disasters Difficult?
-How Insurance Works
-The Challenges with Insuring Disasters
Chapter 4: Public Disaster Insurance
-Public Sector Disaster Insurance
-Public Reinsurance and Backstops
-Supportive Programming
Chapter 5: Deciding When to Insure
-Understanding Risks
-Biased Thinking
-The Decision to Insure: Beyond Risk Levels
PART 2: The Structure and Operation of Disaster Risk Transfer Markets
Chapter 6: The Structure of Insurance Markets
-State Regulation
-Policy Distribution
-The chain of risk transfer
Chapter 7: The Cost of Disaster Insurance
-Catastrophe Models
-Premium and Incentives for Risk Reduction
-Insurance Affordability
-Market Cycles and Post-Disaster Dynamics
Chapter 8: The Insurance-Linked Securities Market
-Catastrophe Bonds
-The Use of Cat Bonds by the Public Sector
-Are Cat Bonds Always a Good Idea? The Case of Pandemic Bonds
Chapter 9: Will There be a Climate-Induced Insurability Crisis?
-Stress in markets
-Policy response
PART 3: Innovation to Unlock the Potential of Disaster Insurance
Chapter 10. Improving Disaster Recovery with New Business Models and Products
-Challenges with Recovery
-A New Business Model
-Parametric Models to the Rescue
-Expanding Those with Coverage through Community Policies
Chapter 11: Inclusive Insurance
-Microinsurance
-Meso-Level Insurance
-Sovereign Insurance Pools
-Out of Harm's Way
Chapter 12: Insurance to Prevent Disasters
-Building Back Better
Chapter 13: Insurance for a Nature Positive World
-Reflecting the Protection of Nature in Insurance
-Insuring Natural Systems
-Nature Positive Risk Transfer Structures, Underwriting, and Investments
Chapter 14: The Future of Risk Transfer: Final Thoughts
Este título pertence ao(s) assunto(s) indicados(s). Para ver outros títulos clique no assunto desejado.
catastrophe bonds; climate adaptation; climate change; community-based catastrophe insurance; disaster recovery; equity; financial resilience; hazard mitigation; inclusive insurance; microinsurance; moral hazard; natural capital; property damage; public disaster insurance; public sector; reinsurance; resilience; risk pooling; risk transfer; risk reduction; sea level rise; social mission
Table of Contents
Introduction
PART 1: Disasters, their Economic Consequences, and the Role of Insurance
Chapter 1: The Costs of an Increasingly Risky World
-When Risks Materialize
-Securing Financial Resilience
Chapter 2: What is Insurance and What is it Not?
-The Role of Insurance in the Economy
-What Insurance is Not
-The Disaster Insurance Protection Gap
Chapter 3: How Does Insurance Work and Why are Disasters Difficult?
-How Insurance Works
-The Challenges with Insuring Disasters
Chapter 4: Public Disaster Insurance
-Public Sector Disaster Insurance
-Public Reinsurance and Backstops
-Supportive Programming
Chapter 5: Deciding When to Insure
-Understanding Risks
-Biased Thinking
-The Decision to Insure: Beyond Risk Levels
PART 2: The Structure and Operation of Disaster Risk Transfer Markets
Chapter 6: The Structure of Insurance Markets
-State Regulation
-Policy Distribution
-The chain of risk transfer
Chapter 7: The Cost of Disaster Insurance
-Catastrophe Models
-Premium and Incentives for Risk Reduction
-Insurance Affordability
-Market Cycles and Post-Disaster Dynamics
Chapter 8: The Insurance-Linked Securities Market
-Catastrophe Bonds
-The Use of Cat Bonds by the Public Sector
-Are Cat Bonds Always a Good Idea? The Case of Pandemic Bonds
Chapter 9: Will There be a Climate-Induced Insurability Crisis?
-Stress in markets
-Policy response
PART 3: Innovation to Unlock the Potential of Disaster Insurance
Chapter 10. Improving Disaster Recovery with New Business Models and Products
-Challenges with Recovery
-A New Business Model
-Parametric Models to the Rescue
-Expanding Those with Coverage through Community Policies
Chapter 11: Inclusive Insurance
-Microinsurance
-Meso-Level Insurance
-Sovereign Insurance Pools
-Out of Harm's Way
Chapter 12: Insurance to Prevent Disasters
-Building Back Better
Chapter 13: Insurance for a Nature Positive World
-Reflecting the Protection of Nature in Insurance
-Insuring Natural Systems
-Nature Positive Risk Transfer Structures, Underwriting, and Investments
Chapter 14: The Future of Risk Transfer: Final Thoughts
Introduction
PART 1: Disasters, their Economic Consequences, and the Role of Insurance
Chapter 1: The Costs of an Increasingly Risky World
-When Risks Materialize
-Securing Financial Resilience
Chapter 2: What is Insurance and What is it Not?
-The Role of Insurance in the Economy
-What Insurance is Not
-The Disaster Insurance Protection Gap
Chapter 3: How Does Insurance Work and Why are Disasters Difficult?
-How Insurance Works
-The Challenges with Insuring Disasters
Chapter 4: Public Disaster Insurance
-Public Sector Disaster Insurance
-Public Reinsurance and Backstops
-Supportive Programming
Chapter 5: Deciding When to Insure
-Understanding Risks
-Biased Thinking
-The Decision to Insure: Beyond Risk Levels
PART 2: The Structure and Operation of Disaster Risk Transfer Markets
Chapter 6: The Structure of Insurance Markets
-State Regulation
-Policy Distribution
-The chain of risk transfer
Chapter 7: The Cost of Disaster Insurance
-Catastrophe Models
-Premium and Incentives for Risk Reduction
-Insurance Affordability
-Market Cycles and Post-Disaster Dynamics
Chapter 8: The Insurance-Linked Securities Market
-Catastrophe Bonds
-The Use of Cat Bonds by the Public Sector
-Are Cat Bonds Always a Good Idea? The Case of Pandemic Bonds
Chapter 9: Will There be a Climate-Induced Insurability Crisis?
-Stress in markets
-Policy response
PART 3: Innovation to Unlock the Potential of Disaster Insurance
Chapter 10. Improving Disaster Recovery with New Business Models and Products
-Challenges with Recovery
-A New Business Model
-Parametric Models to the Rescue
-Expanding Those with Coverage through Community Policies
Chapter 11: Inclusive Insurance
-Microinsurance
-Meso-Level Insurance
-Sovereign Insurance Pools
-Out of Harm's Way
Chapter 12: Insurance to Prevent Disasters
-Building Back Better
Chapter 13: Insurance for a Nature Positive World
-Reflecting the Protection of Nature in Insurance
-Insuring Natural Systems
-Nature Positive Risk Transfer Structures, Underwriting, and Investments
Chapter 14: The Future of Risk Transfer: Final Thoughts
Este título pertence ao(s) assunto(s) indicados(s). Para ver outros títulos clique no assunto desejado.
catastrophe bonds; climate adaptation; climate change; community-based catastrophe insurance; disaster recovery; equity; financial resilience; hazard mitigation; inclusive insurance; microinsurance; moral hazard; natural capital; property damage; public disaster insurance; public sector; reinsurance; resilience; risk pooling; risk transfer; risk reduction; sea level rise; social mission
